The FD. The LIC. The nominees. The investments.
You think you're done.
But the bank will NOT call your nominee.
Your family can only knock on doors they know exist.
Whether you're gone, in an ICU, or simply unreachable, Naksha helps your family know who to call and where to look.
₹1,84,000 croreunclaimed
72 hrsurgent action window
₹0account numbers stored
8/100
Critical - Family at Risk
Naksha is not just for after you're gone
Death planning feels distant. But a medical emergency can happen tonight. And when it does, your family faces the same crisis — except you're alive, unreachable, and they still can't access what they need.
Crisis 1
₹4 lakh needed by morning.
You're unconscious. Your spouse is at the hospital counter. They need to break an FD immediately, but don't know which bank, which branch, or whether it has matured. The hospital won't wait.
Crisis 2
Incapacitated for 3 months.
You can't manage anything. EMIs are due. School fees are due. Insurance premium is due. Your family doesn't know which account the auto-debits come from. Some lapse. Some bounce.
Crisis 3
Family needs funds in India.
Your elderly parent is hospitalised. You're in another city or country. You need someone to act on your behalf immediately. Nobody knows your Margdarshak. Nobody knows who to call first.
Your Margdarshak is already named and notified. Every institution is mapped. Your family knows which FD to break, which insurance to claim, and who to call first — whether you're gone, or simply unreachable.
The step nobody talks about
You took the term plan. You added nominees on every form. You opened FDs. You started SIPs. You did everything a responsible person does. You mentally closed the loop. You think you're done.
Nomination is not Notification.
The most important distinction in Indian personal finance that nobody talks about.
A nominee only has the right to claim, not the knowledge of where to claim. The bank will not call them. The insurance company will not send a letter. The mutual fund house will not even know you died. Your family must go to every institution, one by one, and knock on each door. They can only knock on doors they know exist.
And they will be doing this while carrying the deepest grief of their lives. That grief deserves to be grief, not a financial investigation.
₹1,84,000
Crore sitting unclaimed, built by people who thought they were done. Lost because no map existed.
Source: Finance Minister, Oct 2025Day 1
This is all they should be carrying. Instead, within hours, the questions begin. Do you know which bank? Which branch? Was there a second account?
Day 2–7
Some things are found. Others aren't. The ELSS from 2016. The old PF from the first job. The locker in a bank nobody remembers. Some doors are never found.
Year 3
Unclaimed assets cross the statutory limit. They move to IEPF, UDGAM, or simply sit forgotten. What was built for the family never reaches them.
With Naksha
The map is already open. Every institution listed. Margdarshak notified. The family grieves. The transfer begins.
Papers are not a map
One almirah. One person. One missing map.
A story every Indian family knows
Every Indian home has a steel almirah. Inside it lives the entire financial life of the family: policy documents, FD receipts, passbooks, property papers. And one person who knows what everything means.
When that person is gone, the family opens the almirah. They find papers. But papers are not a map. They don’t know what’s active and what’s lapsed. They don’t know which branch, which agent, which fund house. They find what they can find. The rest stays locked away forever.
Two months ago, my husband died of a sudden cardiac arrest. He was 35 - a chartered accountant who knew everything about our finances. I knew nothing. The money was there. Everything he built for us was there. We just could not find it.
A real story. India, 2024.
In our culture, we don’t talk about the ‘what ifs.’ Younger generations feel it is disrespectful to ask parents about their finances. Elders hold onto financial details to maintain security and control - and they are right to. The result is a silent generational void where wealth gets lost not through misfortune, but through silence.
Naksha is the respectful bridge. A failsafe that keeps finances perfectly private today, but guarantees your family is never left in the dark tomorrow. Because it never stores account numbers or passwords, your parents remain in complete control. They’re leaving a map, not handing over keys.
What stays fragile
What stays ready
What Is Naksha?
You've built the wealth. Naksha ensures it actually reaches the people you built it for.
The simple idea
A map your family can follow. Not keys anyone can misuse.
Naksha records where things are, who to contact, and what your family should do first. It deliberately leaves out account numbers, balances, passwords, and fraud-enabling details.
Private today
Your parents stay in control.
Findable tomorrow
Your family is not left searching.
Only the directions your family needs to locate and act.
Nothing that gives access, reveals value, or enables fraud.
How It Works
Map every financial instrument — bank accounts, insurance, mutual funds, property, loans. No account numbers. Just enough to find everything.
A simple periodic check-in. If something seems off, Naksha begins a careful, human-verified escalation — never automated, always thoughtful.
Store directions for your digital life — not passwords, but guidance. Which apps, which platforms, who to contact, in what order.
When something happens, the first question is always “Who do I call first?” Nobody knows. Naksha answers it before the question is even asked — your trusted guide is already named, notified, and ready.
Give them Naksha.
They fill it at their own pace, stay in control, and leave you the map you may need one day.
They're leaving a map, not handing over keys.
CHOOSE YOUR PLAN
Raah. Saath. Virasat. — Show them the path. Walk it together. Leave something that lasts.
The Path
That's just ₹4.10/day +GST
Together
That's just ₹8.21/day +GST
Legacy
That's just ₹13.69/day +GST
All plans include AES-256-GCM encryption · DPDP Act compliant · No account numbers ever stored
Why Naksha Exists
"We knew he had 'some investments.' That's the exact phrase we used when relatives asked. Some investments. We don't know in what. We don't know how much. We don't know if we've found all of them."
"We talked about everything — his health, our futures, the grandchildren, politics, cricket. Everything except this. It felt rude to bring up. So we never brought it up. Now he's gone and we wish someone had been rude."
"We found the LIC policy. We found the FDs. We think we found everything. But how would we know? Maybe there's a mutual fund we never heard of. We just live with that maybe."
ICU. Accident. Sudden loss. In any emergency, your family needs the map.
